Financial Planning
We offer advice through the presentation of a Financial Plan, encompassing all areas of your financial life –Income, Expenses, Home Loan Analysis, Superannuation, Life Insurance, Income Protection, Managed Investments, Centrelink entitlements, Income Streams, Managed Investments.
When we first meet we discuss your current situation, your main area of financial assistance and your financial goals and objectives.
From there we gather information, research and develop a financial plan ready for presentation. Once plan is presented we look to implement recommendations to get you heading in the right direction.
We like to review your financial situation on an annual basis or at more frequent intervals where required. |
Superannuation
Is your super all over the place? Are you not happy with your current provider? Would you like to learn more about superannuation and the benefits the investment offers?
With access to all major retail super funds we will ensure your requirements are met.
Furthermore we look at superannuation as the perfect way to fund the ongoing advice we provide and you need. |
Life Insurance & Total Permanent Disability
Have you got your Home Loan debt covered? What about the kids future education needs? What would happen if you died or became Permanently Disabled? Life Insurance pays a defined amount in the event of death. Total Permanent Disability Insurance provides a benefit in the event you are Totally and Permanently Disabled this can be held inside super or outside super.
Contact us now to discuss further. |
Income Protection
What would happen to you in the event of illness or injury if you didn’t have your main source of income covered? Income Protection covers 75% of your salary with a waiting period ranging from 14 days to 2 years and benefit periods up to age 65.
Income Protection can be held inside your super fund or outside, If held outside super the premiums paid are generally 100% tax deductible. Contact us now to discuss your options |
Trauma Insurance
Have you considered how you would fund the need for surgery or treatment and the potential need to make adjustments to your home? Have you suffered major Trauma in your life? Trauma Insurance provides a lump sum payment and is held outside super. |
Managed Investments
Are you considering your investment options? We have access to a number of leading retail managed investment fund managers to grow your investments at all times keeping your financial goals and objectives top of mind. |
|
|
